Boat Loans

Whether you’re out to catch a record bass, enjoy a lazy Saturday on your Pontoon boat, or set sail on the open sea for an adventure of a lifetime, Rock Solid Funding can help you secure your dream boat.

Our competitive Marine financing programs offer a secure and easy solution to make the buying process smooth and painless. Our team of experienced loan officers will get to know your situation to understand what program would work best.

Currently, our Marine Loan programs include:

  • Industry low rates for easy monthly payments*
  • Finance units 20 years or newer for qualified applicants
  • Terms from 60 to 240 months
  • 570+ credit score requirement*
  • 10% down payment required, $0 down payment options available for 700+
Boat Loans

Our online, secure application takes just minutes for us to gather the appropriate information from you about your situation and we typically have decisions on your application within minutes.

After reviewing the program details with your dedicated boat loan officer, you can sign all the electronic documents and, in many cases, we can fund your loan the same day!

*Meeting credit score minimum does not guarantee financing approval. Numerous factors are considered when assessing an application.

Apply with confidence
Our online, secure application

Our Benefits

Working with Rock Solid Funding has its perks! Here are a few:

  • Business Hours
    Quick Turnaround

    We usually have application decisions within minutes.

  • The most competitive rates and terms available
    Competitive Rates

    Leverage our relationships with large, nationwide lenders.

  • Flexible Terms
    Flexible Terms

    Boat financing up to 240 months for low monthly payments.

Finance Your Dream Adventure in 3 Easy Steps

Complete Online Application

Complete Online Application

You’ll get a decision the same day (most of the time)

You’ll get a decision the same day (most of the time)

Review the terms and close the loan

Review the terms and close the loan

Read ourClient Stories

We’ve helped thousands of people across the United States get approved for their recreational equipment loans and financing needs with a turnaround time within hours. Whatever your financing needs are, we can help. We’ve put smiles on many faces with our low rates, flexible terms, and no hidden fees.

Read All Stories
“It was super easy and convenient going through the process..”
“Helpful and easy to navigate and complete.”
“Remarkably simple process…”


We finance all kinds of recreational equipment! Here are some other options:

RV Loans Solutions

What better way to spend your next vacation than traveling by RV? Get started on your application for financing your new or pre-owned RV with Rock Solid Funding and get approved in as little as an hour, hassle-free. Finance your RV, camper, motorhome and more with the most competitive rates and terms available at Rock Solid Funding.

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Motorcycle Financing

Hit the open road with the wind at your back on your new outdoor power equipment when you finish financing with Rock Solid Funding. Our hassle-free financing process lets you know if you’ve been approved within hours at the lowest rates and flexible terms. Start your outdoor adventure on your new powersports equipment today.

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Cargo Trailer

We’ll make your dream trailer a reality with our quick and easy trailer financing. Our professional trailer financing specialists provide the lowest rates on your trailer and RV loans, and our hassle-free application process will let you know if you’re approved within hours. Hit the open road today.

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Horse Trailer


Have your eye on a shiny new horse trailer? Let our experienced financing team help with industry low rates on both horse and stock trailer loans. With our extended financing terms your payments will be more affordable. Apply today!

Learn more

Get Started

Our friendly qualified team is looking forward to make your dream a reality!

Apply NowContact us

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Call 800-607-1108

Welcome to Rock Solid Funding! What type of loan can we help you with?

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