Cargo Trailer Loans

For more than 15 years, Rock Solid Funding has provided quick and reliable financing options for customers nationwide looking to finance all types of cargo trailers and utility trailers. We take the hassle and stress out of the finance process and strive to make sure your experience is as easy and streamlined as possible!

Currently, our cargo trailer financing and utility trailer financing programs include:

  • 570+ credit score requirement*
  • 10% down payment required
  • $0 down may be available for well-qualified applicants
  • Financing up to $75,000
  • Debt to Income at least 45% with new loan
Cargo Trailer

Our secure, online application takes just minutes for us to gather the appropriate information from you about your unique trailer financing situation and we typically have decisions on your application within minutes.

Rock Solid Funding’s dedicated trailer loan officers are here to answer any of your questions and ensure you have a full understanding of your trailer financing process.

*Meeting credit score minimum does not guarantee financing approval. Numerous factors are considered when assessing an application.

Apply With Confidence
Utility and Cargo Trailers


Working with Rock Solid Funding has its perks! Here are a few:

  • Competitive Rates
    Quick Turnaround

    We usually have application decisions within minutes.

  • Discounts
    Competitive Rates

    Rates from 10.95% – 19.95% depending on credit.

  • Payment methods
    Flexible Terms

    Cargo/Utility trailer financing up to 180 months for low monthly payments.

Finance Your Dream Adventure in 3 Easy Steps

Complete Online Application

Complete Online Application

You’ll get a decision the same day (most of the time)

You’ll get a decision the same day (most of the time)

Review the terms and close the loan

Review the terms and close the loan

Read ourClient Stories

We’ve helped thousands of people across the United States get approved for their recreational equipment loans and financing needs with a turnaround time within hours. Whatever your financing needs are, we can help. We’ve put smiles on many faces with our low rates, flexible terms, and no hidden fees.

Read All Stories
“Excellent Company. Professional staff and a very smooth transaction!”
“Easy-going got exactly what I needed”
“If I could give this company more stars I would.”
“Don’t hesitate a second to go with Rock Solid Funding.”


We finance all kinds of recreational equipment! Here are some other options:

Boat Loans

If the open sea is more your calling and you need financing for a boat, Rock Solid Funding has you covered. From small sailboats to big party yachts, we’ll help get you approved in three easy steps with low rates and no hidden fees. Sail away on your new boat today.

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RV Loans Solutions

What better way to spend your next vacation than traveling by RV? Get started on your application for financing your new or pre-owned RV with Rock Solid Funding and get approved in as little as an hour, hassle-free. Finance your RV, camper, motorhome and more with the most competitive rates and terms available at Rock Solid Funding.

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Powersports Loans

Hit the open road with the wind at your back on your new outdoor power equipment when you finish financing with Rock Solid Funding. Our hassle-free financing process lets you know if you’ve been approved within hours at the lowest rates and flexible terms. Start your outdoor adventure on your new powersports equipment today.

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Horse Trailer


Have your eye on a shiny new horse trailer? Let our experienced financing team help with industry low rates on both horse and stock trailer loans. With our extended financing terms your payments will be more affordable. Apply today!

Learn more

Get Started

Our friendly qualified team is looking forward to make your dream a reality!

Apply NowContact us

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Call 800-607-1108

Welcome to Rock Solid Funding! What type of loan can we help you with?

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